3. Who is Protected?
3.1. The Master Policy protects an Organiser or promoting Club and its Officials for their potential legal liability to third parties injured or whose property is damaged following an incident arising from the holding of an Event. This term includes official Practice and Qualifying Practice and associated activities necessary to an Event( such as setting up a course for a Speed or Rally Event). The cover additionally protects Officials( not necessarily officials of an Organising Club), or Sponsors of an Event or of Races or Championships, within the Event. Competitors and Venue landowners are also covered but not one Competitor claiming against another Competitor.
4. What is Protected? 4.1. Events arranged by Clubs held under an ASN Permit or Certificate of Exemption.
4.2. Marshals’ training days are covered subject to prior notification being made to and approval given by the ASN.
4.3. Approval may be given for the demonstration of Vehicles subject to a specific application being made and written approval being given by the ASN but only where such activity is authorised under the terms of the Event Permit.
5. What is not Protected?
5.1. Events not held under Permit or Certificate of Exemption are not covered, neither are any Record Attempts nor activities other than the normal Competition.
5.2. As part of the Master liability policy member Clubs are covered for their legal liability to third parties arising from their social activities. These activities encompass social evenings, award ceremonies and other like gatherings. This extension DOES NOT cover claims arising from the following:
a. Hazardous and dangerous activities( except in an attempt to save human life). b. Use of pyrotechnics and explosives. c. Overseas activities. d. Participation in actual Motorsport Competition. e.
Commercial activities on behalf of the Promoter for gain / profit excepting raffles and prize draws or similar.
f. |
Employers Liability and Errors or Omissions. |
g. |
Liability for bona fide sub-contractors. |
h. |
Claims more specifically insured by the other existing policies. |
i. |
Damage to Vehicles used by the Organisers is not covered. |
j. |
The policy provides no protection in respect of aviation incidents. |
5.3. Liabilities arising from the use of Vehicles on the public road are not insured under the public liability policy. If this cover is required application should be made to Marsh Sport who will be able to offer facilities to insure the exposure.
5.4. Events abroad are not covered without special arrangement and approval being sought through Marsh Sport.
Insurance policies are subject to specific terms and conditions. If there is any doubt at all whether any activity or aspect of cover is insured or not it is important that you refer to Marsh Sport for clarification.
Motorsport UK 2025 National Competition Rules Version 11
Chapter 1 Appendix 3- Insurance 51