CHAPTER 1 Appendix 3- Insurance
The Permitted Events authorised by the ASN under the NCR are covered by 3 forms of Insurance:
• Public Liability Insurance under the terms of the ASN Master Policy covering participants( Organisers, Competitors, Officials and Volunteer Officials), landowners and sponsors as set out below.
• Medical Malpractice Insurance also under the terms of the ASN Master Policy and relating to the necessary medical services provided at Events.
Personal Accident Insurance available to participants suffering injury or loss of life at Events, details of which can be obtained from the ASN Safety Department or by contacting safety @ motorsportuk. org.
Where Events take place using the Public Highway, motor insurance as required by the Road Traffic Acts is not provided by the ASN Master Policy and Competitors must ensure that they hold the relevant cover. This must be evidenced before the Event takes place.
Full details / copy of the Master Policy can be obtained from the ASN on request to legal @ motorsportuk. org. Please note all information is correct from 01 January 2024, up to date information can be found: https:// www. marshsport. co. uk / ngb-schemes / motorsport-uk. html
Insurance and Motor Competitions 1. Introduction
1.1. The ASN effects Master Insurance Policies only in respect of public liability and personal accident risks and this cover applies to all Events held under ASN Permit or for which an Exemption from Permit is granted. The policies are arranged through Marsh Sport, 13th Floor, Lower Castle Street, Bristol, BS1 3AG, United Kingdom Tel: 0345 872 5060( Mon to Fri 9am to 5pm).
The following notes are in respect of each of the insured policies. Further details can be found here, which is managed by Marsh and not Motorsport UK. What is covered? | Motorsport UK( marshsport. co. uk) Public Liability – Information
1.2. Any person injuring another or damaging another’ s property because of acting negligently may have an action for compensation brought against them. It is for this reason that the ASN has arranged public liability insurance to protect Clubs organising Events against this potential legal liability. Insurers cannot cover Events they are unaware of and for the policies to be effective a Club must obtain an appropriate Permit or Exemption from the ASN and organise the Event in accordance with ASN requirements.
2. Scope of Cover
2.1. The policy is arranged to provide indemnity to the level £ 100,000,000 for any one incident. This is the limit of the Insurer’ s obligation no matter how many people are injured or how much property damage occurs as a result of a single incident.
2.2. In respect of pollution / contamination claims the limit of the Insurer’ s liability is £ 100,000,000 in the aggregate and cover is restricted to sudden, unintended and unexpected pollution.
2.3. The costs of defending Clubs against allegations likely to be the subject of indemnity under the policy are also met by Insurers. They will of course take over the control and conduct of that defence.
2.4. The first £ 500 of any claim for damage to property will be the responsibility of the Club and this deductible amount is payable in respect of each and every incident which gives rise to a claim.
2.5. Where the Club has had a claim( s) in the previous 12 months this excess may be increased at the discretion of the ASN but not without prior notification to the Club concerned.
Motorsport UK 2025 National Competition Rules Version 11
Chapter 1 Appendix 3- Insurance 49